Asia cheque is different from the standard US check format. It has a bearer and a account payee.
1) bearer
if cancel, only the payee written can be paid.
if no cancel, the bearer can be paid.
2) Account payee only
if draw, must go into bank account.
if not draw, can get cash.
If cash cheque, do not cancel bearer and account payee.
As for US check, it has a memo field for entering invoice number and bill catalog.
best regards
yong54321
developer
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